Jim, Indiana
“I now have a life because of Ametros, and I can’t thank them enough.”
Lauren Murphy
As a parent, you want nothing more than to see your children grow up to become happy, healthy, and successful people. But what if life has different plans, and you get a call that forever changes the course of your life? In 2013, Colleen Murphy received news no mother wants to hear—her daughter Lauren, now an Ametros member, suffered a severe brain injury after a tragic accident. The accident left her with a small chance for survival. In this video, Lauren and Colleen shares about the day Lauren's life forever changed and how Ametros has simplified Lauren's medical billing and catastrophic care.
David Repsher
Imagine landing the career of your dreams, but then having it catastrophically change your life. Dave Repsher, an Ametros Member, landed a career as a flight nurse and it was everything he had dreamt it would be. But one day during a public relations event, as Dave was sitting in the rear seat of a Flight for Life helicopter, he suffered from a catastrophic collision that left him disfigured and with burns over 90% of his body.
Throughout his ongoing recovery, Dave hasn’t faced it alone. His wife Amanda, who also has a medical background, has been by Dave’s side every step of the way. In this episode, Dave and Amanda discuss the day of the accident and his medical journey up to current day. Amanda shares her experience as a wife and caregiver and explains what it was like knowing what Dave was experiencing in the hospital from a medical perspective. Dave’s story is an example of how love and support can help someone survive against all odds.
Or listen to the podcast episode:
🎤 Dave & Amanda Repsher: Flight for Life Nurse Career Becomes a Fight for Life
Jim Jones
Before becoming a member with Ametros, Jim Jones suffered from a life-altering back injury after becoming seriously injured from repetitive hard labor all over the state of Indiana. Hear how Ametros helped Jim access affordable treatment and regain his quality of life.
What our members are saying
Angela, New York
“Everyone that I have dealt with at CareGuard has been friendly and extremely helpful.”
Henry, California
“Always connected to a live person who always goes above and beyond to solve my questions and guide me through it. Everyone is so caring when speaking with me that I wish all companies ran like CareGuard. I always feel comfortable when I have to call because I know the person will help me . Exceptional service and staff. I rate you guys at a 10. Thanks for caring.”
Carly, Florida
“Have always had answer for questions I may have. Have solved any problems quickly. Worked well with doctors and pharmacies.”
Robert, Nevada
“I make it a habit of recommending professional administration with Ametros.”
Mary, California
“I recommend Ametros to all of my colleagues who have cases requiring medical set aside administration.”
Victoria, Ohio
“Having Ametros explain MSAs and keep my clients in compliance not only saved me and my staff the time of dealing with MSA issues, but also dramatically increased the likelihood of the cases settling.”
Heidi, Florida
“Every single person that I have ever worked with at Ametros has been very well-trained, really understands what theyre talking about.”
Case Studies
Below are several examples of cases where Ametros played a role in helping a case settle. With our team of expert Settlement Advisors on your side, you can feel more confident settling your case. Click on the cases below to understand the benefits of Professional Administration and how our team can help you.
Value:
Maintaining Medicaid benefits
Case Size:
$60,000 SNT
Summary:
Mike & his wife were involved in a motorcycle accident and Mike sustained significant injuries, including: double amputation of legs, amputation of right hand, and abdominal injuries resulting in a colostomy. Mike received Medicaid and SSI benefits. The insurance policy maxed out at $100,000, in which Mike received $60,000. If Mike received any funds over the $2,000 resource limit, he would lose his means-tested benefits.
Actions:
Ametros placed Mike’s $60,000 into a Special Needs Trust to preserve his Medicaid benefits, but also provide for other needs not covered by government benefits. (A future medical malpractice case also was placed into the SNT for Mike’s sole benefit.)
Results:
If Mike had received the $60,000 directly or mishandled it in the process, his medical benefits and other government assistance could have been jeopardized, severely impacting his future care and comfort.
Value:
Preserving government assistance
Case Size:
$435,000 Total
$218,000 MSA
$218,000 MSA
Summary:
Sarah, 38, was receiving a personal injury settlement with a lump sum, an annual annuity, and a MSA for future medical expenses.
Actions:
Ametros’ team became involved due to the various government programs Sarah was receiving to determine how the settlement would impact those benefits.
Results:
With all of the moving parts, our team was able to coordinate a plan that would protect Sarah’s means-tested benefit eligibility with the use of a special needs trust (SNT), provide her with resources to assist with monthly allowable payments through an ABLE account, and preserve her Medicare eligibility by professionally administering her allocated future medical funds in the MSA.
Value:
Freedom to treat
Case Size:
$11,186 MSA
Summary:
Carol was in the workers’ compensation system for a long time, and was grown tired of seeing the doctors within the system. She traveled the country in an RV with her husband, and having to always treat within a certain network limited their travel.
Actions:
Carol wanted to settle her case, but United was struggling to get it closed because Carol wanted to make sure she fully understood what settlement meant, what she would be responsible for, and that it would be the right thing for her future.
Results:
United Airlines sent Ametros Carol’s case information to Ametros to explain the settlement process and responsibilities. Ametros reached out and explained their professional administration service, CareGuard, to her let her know that with their platform she could see any provider and use any pharmacy. They also let her know that she would save on all of her other medical expenses with their maximum discounts. Carol loved the idea of having Ametros completely manage her funds for her so that she could take the time to focus on her family’s love for traveling.
Value:
Resubmitting an MSA
Case Size:
$26,203 MSA
$23,797 MCP
$23,797 MCP
Summary:
Leonard was hesitant about settling his case and United could not get it settled because he wasn’t sure the amount being offered would be enough money to cover all of his future medical care. He also had gotten an MSA done for him that left out some of his expenses, and he wanted to make sure these would be covered.
Actions:
United referred Leonard's case over to Ametros to help him feel more comfortable with settlement. Ametros worked with Leonard’s adjuster to resubmit an MSA to make sure the items he wanted covered would be included. Because Leonard wanted to make sure that he would not have to change providers after settlement, Ametros reached out to his providers directly and made sure they would accept their professional administration service, CareGuard, as form of payment.
Results:
After confirming that everything Leonard needed would be covered and he wouldn’t have to switch his providers, he was on board to settle his case and have it professionally administered to make sure his funds would last as long as possible with Ametros’ discounts.
Value:
Making sure funds last
Case Size:
$210,095 MSA
Summary:
Carl was injured in 2009 and was in the workers’ compensation system for 10 years. He settled the indemnity portion of his settlement several years ago and kept his future medical open. Carl did not have an attorney and wanted to make sure he had enough funds for his future if he happened to settle his case.
Actions:
Ametros reached out to Carl and attended his mediation to explain our professional administration service, CareGuard. We told him everything would be taken care of and he would also receive maximum discounts that would extend the life of his funds.
Results:
After speaking with the Ametros team, Carl’s concerns were put to rest and he decided that settling his case with CareGuard would be the right thing to do for his future, and even asked for a hug when everything was over. Since Carl became a member, we have saved him 25% on his Rx spend.
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Speak to one of our experts to get more information about how Ametros can help you live a happier, healthier life after settlement.
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