careguard

Savings, Support, and Security After Settlement

CareGuard helps you manage your future medical funds from a workers' compensation or liability settlement. CareGuard was made to make your life easier after you settle, saving you money on doctors visits, prescriptions, medical equipment and more, all while helping coordinate your care. You'll never touch a medical bill, and our experts will file any necessary Medicare Set Aside reporting on your behalf. Relax knowing CareGuard is managing everything for you.

  • savings Save on your healthcare
    Through Ametros' discount networks, you can save up to 62% on provider bills and 28% on all other medical expenses, allowing your medical funds to last as long as possible.*
  • reporting Full Medicare Set Aside Reporting
    If you have an Medicare Set Aside, CareGuard helps you compile your reporting to The Centers of Medicare and Medicaid Services (CMS).
  • technology Never Touch a Bill
    CareGuard facilitates all care-related payments. You'll never have to touch a medical bill, just show your CareGuard card at your doctor's office or pharmacy.
  • support Support
    With CareGuard, you can always rely on a team of settlement and Medicare Set Aside experts available to answer all your questions about your medical treatment and any reporting responsibilities.

What is Professional Administration with CareGuard?

Professional Administration is a service that oversees and manages an injured individual's future medical funds after settlement. A professional administrator handles all of the medical concerns regarding pharmacies and doctors, automatically files all reporting for Medicare Set Aside accounts to CMS, and allows the injured party to treat freely.

How CareGuard Works

CareGuard works like a traditional insurance card. Simply show your CareGuard card at your doctor's office or pharmacy. Our team will handle the rest! We are experienced working with structured settlements, lump sums, Medicare Set Asides, and other medical allocations. If you have a Medicare Set Aside, CareGuard automatically handles all required compliance reporting, submitting all reports directly to CMS.

careguard card

Savings and Security after Settlement

Because Ametros has thousands of individuals receiving medical treatments, we are able to negotiate network purchasing discounts on your behalf. This means we are setting up pharmacies, doctors and equipment providers to vie for your business and offer you discounts.

Best of all, you don't have to worry about ever being over-billed or billed incorrectly. Our technology and team reviews every bill to make sure they are accurate and to apply our discounts. As a CareGuard member, your experience is simple. You simply show your card and do not have to make a copay to get the treatment you need.

If you want to compare our discounted prices to what you pay today or to what you have been offered in a settlement, reach out and contact our team.

Have Questions About CareGuard?
Learn more about how CareGuard works in our full FAQ library.
See CareGuard FAQs
savings Freedom to Treat Your Way
With CareGuard, there are no restrictions on the providers you can see. You can visit physicians in or out of our network; you have the freedom to choose without ever dealing with utilization review.
savings View & Track Expenses
State-of-the-art fully secure portal where members can review the status and the total savings of their CareGuard Medicare Set Aside Account.
careguard member portal

CareGuard Members Portal

Along the way, as you use your CareGuard card, our member portal helps provide you visibility into all of your activity and savings. You can see your account trends and call, email or live chat with our support team at any time for guidance.

When it comes to Medicare Set Asides, the portal automatically keeps your records and helps you become compliant with the CMS guidelines. If you have any questions, our team is standing by to assist you.

careguard mobile app

CareGuard Mobile App

Our secure app makes managing your settlement funds easy whether you are on the go or at home. Real-time access allows you insight into bill details, savings and your overall account balance. Forgot your CareGuard card at home? No problem! Use the digital version of your card at the click of a button.

Available for Android and IOS

Learn More

Onboarding with CareGuard

Here's what to expect

Becoming a CareGuard Member

When you become a member of CareGuard, our Care Advocates speak with you at-length to understand your medical and financial situation so that we can best address your concerns. Our Care Advocates will make sure that you understand the language in all of your settlement documents and medical bills. We are experienced working with settlements that are both structured into annuities or paid out in a lump sum. We also manage funds for both Medicare Set Asides and other medical allocations.

We will contact your doctors, providers, and pharmacies to introduce them to the CareGuard billing process, ensuring a seamless experience for you! As you use your CareGuard card, our member portal helps provide you visibility into all of your activity and savings. You can see your account trends and speak to our support team at any time for guidance.

Step 1

Our Care Advocates will call you to explain our processes, gather your doctor and pharmacy information, and obtain a list of current medications you are taking related to your injury. Our team is always reachable at 877.275.7415.

Step 2

Next, our Care Advocates will reach out to your doctors and pharmacy to provide them with the new billing information related to your injury.

Step 3

After becoming a member with CareGuard, within 1-2 days you will recieve a CareGuard welcome packet in the mail. It contains your CareGuard card and 3 provider instruction cards. You can give the instruction cards to your doctor, provider or pharmacy, so they understand how to bill us.

*Disclaimer: Any potential discounts or savings for medical treatment, including but not limited to, prescription drugs, durable medical equipment and/or healthcare items and services, are not guaranteed. Ametros has made no warranties, promises, representations or guarantees whatsoever about potential cost savings or the level of potential discounts obtained on any item, service or prescription payment. There are no assurances that prior successes or past results as to cost savings will be applicable to a Member on any of Ametros’ platforms. For additional information, please see our Terms & Conditions Page.